Dave Ramsey is the best-selling personal finance author of ‘Baby Steps Millionaires’, ‘The Total Money Makeover’, ‘More Than Enough’, and the staggeringly successful ‘Financial Peace’, in addition to a handful of others books, including six children’s books. His radio program and podcast, ‘The Ramsey Show’ is heard on over 600 radio stations across the U.S., extending his impact to over 80 million listeners each month. Having gone from being a millionaire to broke, and then back to being a millionaire again, Ramsey knows a thing or two about money and making a financial comeback. And it’s for this reason that we’ve decided to publish these insightful Dave Ramsey quotes.
Our hope is that these quotes will provide you with enough inspiration to learn more about the financial wisdom Dave Ramsey teaches, as well as enough insight to get started on your own financial comeback. So, if you’re ready for some of the most inspiring Dave Ramsey quotes to help you improve your financial success, then let’s dive right in:
BEST DAVE RAMSEY QUOTES FOR FINANCIAL SUCCESS
1. “We buy things we don’t need with money we don’t have to impress people we don’t like.” – Dave Ramsey
2. “No one accidently wins.” – Dave Ramsey
3. “A budget is telling your money where to go instead of wondering where it went.” – Dave Ramsey
4. “Work is doing it, discipline is doing it every day, diligence is doing it well every day.” – Dave Ramsey
5. “Earning a lot of money is not the key to prosperity. How you handle it is.” – Dave Ramsey
6. “If you will live like no one else, later you can live like no one else.” – Dave Ramsey
7. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey
8. “Those who don’t manage their money will always work for those who do.” – Dave Ramsey
9. “Nothing happens without focus. Don’t try to do everything at once. Take it one step at a time.” – Dave Ramsey
10. “Work is a sure-fire money-making scheme.” – Dave Ramsey
11. “If you want something you’ve never had, you’ll have to do something you’ve never done.” – Dave Ramsey
12. “Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.” – Dave Ramsey
13. “It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.” – Dave Ramsey
14. “The enemy of “the best” is not “the worst”. The enemy of “the best” is “just fine“.” – Dave Ramsey
15. “Never stop learning. Never stop growing. You can become a master at any subject.” – Dave Ramsey
16. “When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.” – Dave Ramsey
17. “I believe that through knowledge and discipline, financial peace is possible for all of us.” – Dave Ramsey
18. “Every person falls down at some point. Successful people choose to get back up!” – Dave Ramsey
19. “You can’t get out of debt while keeping the same lifestyle that got you there.” – Dave Ramsey
20. “You can get anywhere if you simply go one step at a time.” – Dave Ramsey
21. “Here’s the problem, we don’t like change. Human beings don’t like change, we tend to do the same thing over and over and over again. Some people work in a job, that they’ve been with 15 years and they hate every day of it, and the only reason they don’t change is because they don’t like change.” – Dave Ramsey
22. “You are where you are right now financially as a sum total of the decisions you’ve made to this point.” – Dave Ramsey
23. “Ignorance is not okay. ‘What you don’t know won’t hurt you.’ is a really stupid statement. What you don’t know will kill you.” – Dave Ramsey
24. “Ignorance is not lack of intelligence; it is lack of know how.” – Dave Ramsey
25. “Act your wage.” – Dave Ramsey
26. “To make more money, you have to plan to make more money. Some people’s problem is income, not spending.” – Dave Ramsey
27. “know where you are weak, and take action to make sure you don’t fall prey to the weakness.” – Dave Ramsey
28. “Living on less than you make is a matter of controlling yourself, not a matter of math.” – Dave Ramsey
29. “Savings without a mission is garbage. Your money needs to work for you, not lie around.” – Dave Ramsey
30. “Fear is the enemy of hope.” – Dave Ramsey
31. “The love of money, not money, is the root of all evil.” – Dave Ramsey
32. “Stuff is wonderful; get some stuff, but don’t let the pursuit of wealth become your god.” – Dave Ramsey
33. “It is the duty of the good people to get wealth to keep it from the bad people, because the good people will do good with it. If we all abandon money because some misguided souls view it as evil, then the only ones with money will be the p*rnographer, the drug dealer, or the pimp.” – Dave Ramsey
34. “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” – Dave Ramsey
35. “A major barrier to winning is our view of debt.” – Dave Ramsey
36. “We have been sold debt with such repetition and with such fervor that most folks cannot conceive what it would be like to have no payments.” – Dave Ramsey
37. “Debt brings on enough risk to offset any advantage that could be gained through leverage of debt.” – Dave Ramsey
38. “The average millionaire drives a two-year-old car with no payments.” – Dave Ramsey
39. “The key to winning any battle is to identify the enemy.” – Dave Ramsey
40. “Debt is dumb. Cash is king.” – Dave Ramsey
41. “Debt is not a tool; it is a method to make banks wealthy, not you.” – Dave Ramsey
42. “The lottery is a tax on poor people and on people who can’t do math.” – Dave Ramsey
43. “Debt give you the ability to look like you’re winning when you’re not.” – Dave Ramsey
44. “I am not against the enjoyment of money. What I am against is spending money when you do not have money to begin with.” – Dave Ramsey
45. “We worry about our health and focus on our money only after they’re gone.” – Dave Ramsey
46. “I am not against the enjoyment of money. What I am against is spending money when you do not have money to begin with.” – Dave Ramsey
47. “Don’t even consider keeping up with the Joneses. They’re BROKE!” – Dave Ramsey
48. “Only the strong can help the weak, and that is true of money too.” – Dave Ramsey
49. “God tends to pour blessings on people going in a direction He wants them to go.” – Dave Ramsey
50. “Pray like it all depends on God, but work like it all depends on you.” – Dave Ramsey
51. “The reason you are afraid of investing is because you do not know what you are getting into. Learn about investments.” – Dave Ramsey
52. “The investing you do systematically and consistently over time will make you wealthy. If you play with this by jumping in and out, always finding something more important than investing, you are doomed to being one of those fifty-for out of one hundred sixty-five year-olds still working because you have to work.” – Dave Ramsey
53. “If you invest $464 in a good mutual fund every month from age thirty to age seventy, you’ll end up with more than $5 million.” – Dave Ramsey
54. “Investing is important, but get debt-free first. That’s what frees up your income so you can win.” – Dave Ramsey
55. “Systematic, consistent investing is the tortoise that beats the hare in the race.” – Dave Ramsey
56. “Children do what feels good. Adults devise a plan and follow it.” – Dave Ramsey
57. “It’s never too late to turn things around. You are the only obstacle.” – Dave Ramsey
58. “It’s never too late to start.” – Dave Ramsey
59. “College degrees do not ensure wealth.” – Dave Ramsey
60. “Success is a pile of failure that you are standing on.” – Dave Ramsey
61. “To possess riches is to have the right to say how they will or will not be used.” – Dave Ramsey
62. “Your kids will be a reflection of how to behave. Show them how to succeed, don’t just tell them.” – Dave Ramsey
63. “You must plan your work, and then work your plan.” – Dave Ramsey
65. “A budget doesn’t limit your freedom. It gives you freedom.” – Dave Ramsey
66. “The number one cause of bankruptcy today is medical bills; number two is credit cards.” – Dave Ramsey
67. “I can promise you from meeting with literally thousands of millionaires that the thing the healthy ones share in common is a love of GIVING.” – Dave Ramsey
68. “The goal is not to be normal, because as my radio listeners know, normal is broke.” – Dave Ramsey
69. “Knock out small debt first so you get a quick win. Momentum is key.” – Dave Ramsey
70. “When your money makes more than you do, you are officially wealthy.” – Dave Ramsey
71. “Broke people giving financial advice is like a shop teacher with missing fingers.” – Dave Ramsey
72. “One definition of maturity is learning to delay pleasure.” – Dave Ramsey
73. “The average millionaire can’t tell you who got thrown off the island last night.” – Dave Ramsey
74. “Poor is a state of mind. Broke is, ‘I’m just passing through.” – Dave Ramsey
75. “Ideas are a dime a dozen. People who execute them are not.” – Dave Ramsey
76. “After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.” – Dave Ramsey
77. “33 percent of the millionaires we studied never made over a hundred thousand dollars.” – Dave Ramsey
78. “Fun can be bought with money, but happiness cannot.” – Dave Ramsey
79. “Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.” – Dave Ramsey
80. “If you help enough people, you don’t have to worry about money.” – Dave Ramsey
81. “You can’t earn your way out of stupidity.” – Dave Ramsey
82. “Do something that you love and find a way to do it in an unusual way.” – Dave Ramsey
83. “The top five career fields of the millionaires in the largest study of millionaires ever done in America: #1 was Engineer, #2 was Accountant, #3 was Teacher, #4 was Business Professional (which can mean almost anything), and # 5 was Lawyer.” – Dave Ramsey
84. “The more debt you have the more risk you have.” – Dave Ramsey
85. “There is a high correlation between people who invest money, save money, and have money.” – Dave Ramsey
Bonus Dave Ramsey Quote
Bonus: Alright, here is one of our favorite Dave Ramsey Quotes on success. We added it as bonus, because we stand behind it, and believe it to be 100% true.
“If Hard Work, Integrity, Thrift, And Perseverance Have Caused You To Succeed, Then You Don’t Owe Anyone An Apology For Winning.”
– dave ramsey –
Related: Dave Ramsey Net Worth
FINAL THOUGHTS
Great job making it to the end of these Dave Ramsey quotes! No doubt, there is a lot of wisdom to digest in all of these quotes. That said, be sure to come back soon to read them again. Repetition after all, is the mother of skill.
Till you reach your aims,
STRIVE
PS – If you enjoyed these Dave Ramsey quotes, then we have a hunch you’ll enjoy these money mindset quotes and these insightful financial literacy quotes.
